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Accounts & Deposits

 

Manage your banking needs easily with our convenient Sharia'a compliant accounts.

Make banking the easiest part of your day...

SIB Current Account offers you everything you need for your day-to-day banking. With a minimum balance of just AED 3000 for individuals & AED 5000 for corporate, take advantage of all the benefits of a Current Account.

Features & Benefits:

  • Unlimited deposits and withdrawals at 100+ SIB ATMs across UAE
    SIB Debit Card
    Complimentary chequebook
    Free monthly account statements & e-Statement service
    SMS notification of account activities
    Online Banking services
    24-hour Call Centre
    Choice of currency: AED, USD, GBP & EURO
  • A minimum balance of AED 3000 for individuals & AED 5000 for corporate 

 

 

Required Documents

Original passport & UAE National ID
Valid UAE residence visa for expatriates

Applicants should be 21 years & above

Terms & conditions apply
Services & Charges

Earn profits as you save…

Based on the Islamic principle of Mudaraba, SIB Savings Account offers individuals a way to share in profit distributions by investing your savings.

 

With a minimum balance required of only AED 3000, you can earn profits on all your savings. 

Features & Benefits

Access to deposits through ATM with your free debit card in selected locations
E-statement service free of charge
SMS Notification of account activities
Online Banking Services through your account on our website
A minimum balance of 500 AED
Call center operating 24/7 free of charge

Required Documents

Original passport & UAE National ID
Valid UAE residence visa for expatriates

Applicants should be 18 years & above

 

 

 
Terms & conditions apply
Services & Charges

Invest in yout childs future...

Teach your child the benefts of saving from an early age with the the Hassalati Account. This unique savings account allows your little ones to start saving right from birth until they are 18 years old.

Features & Benefits

Complimentary standing orders from parents account
SMS notifications of account activities
A minimum balance of AED 500
Your child can have Hassalati Account since day one of his birth till the age of 18

 

Required Documents

Original passport & UAE National ID
Valid UAE residence visa for expatriates
Birth certificate of your child

 

Terms & conditions apply
Services & Charges

An account that lets you earn profits daily...

Watani Account is the profit bearing account providing high net worth individuals & businesses with an exclusive and elite banking experience.

Features & Benefits

Dedicated Watany Relationship Managers
Higher withdrawal ATM amounts
Access to deposits through ATM with your free debit card in selected locations
Fast track decisions on all finances
Exclusive rates for foreign exchange and other banking services
SMS Notification of account activities
Online Banking Services through your account on our website
Free monthly account statements & E-statement service
Call center operating 24/7 free of charge
A minimum balance of 100,00 AED

 
 

Required Documents

Original passport & UAE National ID
Valid UAE residence visa for expatriates
Terms & conditions apply
Services & Charges

The Payroll Pack with SIB offers companies; regardless size, type, number of staff or location, enables the following:

Maintain a company Current Account with SIB
Open Payroll Saving Accounts for the staff, which gets a salary of AED 3,000 and above
Get Payroll Prepaid Cards for the staff who get a salary below AED 3,000
Smooth and hassle free salary transfer through the Workers Protection System (WPS)

 

Starting a Payroll Relationship is easy... At SIB we offer you the uncomplicated process that helps you systematize your business.

First

First Open a Current account with SIB

 
Second

Second The company's authorized signatories on the "Terms Sheet"

 
Third

Third Open Saving accounts for the employee earning a salary of AED 3,000 and above. Employee details should be entered in MS Excel Sheet as per our standard format (MS Excel Sheet sample) and should be saved on a CD

 
Fourth

Fourth Payroll Prepaid Card application forms to be filled out by the employees earning salary less than AED 3,000. (Application Form sample) Employee details should be entered in MS Excel Sheet as per our standard format (MS Excel Sheet sample) and should be saved on a CD

Required Documents

Original passport & UAE National ID
Valid UAE residence visa for expatriates

Put your money to work with safe, secure and flexible deposit terms...

Sharjah Islamic Bank’s Fixed Deposit helps you grow your savings with guaranteed Sharia’a compliant profit distribution.

Features & Benefits

Call center operating 24/7 free of charge
SMS Notification of account activities
Online Banking Services through your account on our website
E-statement service free of charge
A minimum deposit amount 10,000 AED for individuals & 50,000 AED for companies
Exclusive investment periods (1, 3, 6, 9, 12) months