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Whichever stage of life you're at, we can help with our secure Sharia'a based financing solutions to help meet all your goals. 

Drive the car of your dreams…

Sketch your dream car with our best Car Finance profit rates and attractive features. Whether you are looking for a new or used vehicle, Car Finance from Sharjah Islamic Bank has flexible repayment terms and competitive profit rates to help put you behind the steering wheel of your dream car.


Evaluate Anywhere!

Evaluate any pre-owned car of your choice, anywhere in the UAE with Sharjah Islamic Bank’s convenient “Evaluation Anywhere” option. A single phone call is all it takes to fix an appointment and venue to evaluate the car you want to finance.


For Evaluation Anywhere, please call:

Valustrat 04-9262233

Features & Benefits:

Available for new and used cars
Long and flexible repayment periods
Islamic insurance financing available
Competitive rates

Required Documents

Original passport & UAE National ID
Valid UAE residence visa for expatriates
Employment and/or Labor Card (father / husband sponsored clients)
Valid Residence Visa (Expatriates)
Salary Certificate
Security Cheque (with car amount) & Valid Driving License

A Personal Finance designed around your needs...


Do you dream of investing in a new project? Buy new furniture for your home? Giving your kids the best education? Looking to get married & start a family?


Sharjah Islamic Bank’s Personal Finance will make your dreams come true. Get the Personal Finance you need:


  • Goods Finance

​​Types of Goods Murabaha Services Finance:

 ►Household Appliances
 ►Building Materials & Tools
 ►Personal Computers & Lap Tops
 ►Boats, Motorcycles & machineries*
 ►Other Sharia compliant Goods 


  • Services Finance

Types of Ijarah Services Finance:

 ►Hajj & Umrah
 ►Medical treatment
 ►Holiday packages / Air tickets
 ►House/Flat / office/ shop annual rent
 ►Wedding & Events expenses
 ►Other Sharia Compliant Services

Features & Benefits:

Flexible payment periods & up to 3 months grace period on first installment
Convenient monthly installments
Competitive rates

Required Documents

Original passport & UAE National ID
Valid UAE residence visa for expatriates
Valid Residence Visa (Expatriates)
three months bank statement
Salary Transfer Letter
Letter from Service Provider

Own a place of your own…


If you are looking to buy a property to occupy or to invest in commercial property, we can assist you with your commercial or residential property finance requirements with competitve profit rates.


Get your dream property and finance the purchase of under construction/off-plan properties with our Real Estate Finance solutions for:


  • Residential Property: Available on Ready Property Finance & Residential Land
  • Non-Residential Property: A great oppurtunity to finance proerties for commerical purposes
  • Underconstruction Property: Available to purchase underconstruction/ off-plan properties in SIB approved projects 

Features & Benefits:

Long and flexible repayment periods
Fixed rent that gives you stability against rates fluctuation
Convenient monthly installments
Available for ready and under construction properties
Hassle-free approval process

Required Documents

Original passport & UAE National ID
Valid UAE residence visa for expatriates
Six months bank statement
Salary Transfer Letter Valuation Certificate
The property documents (Site Plan, Map & Title of Deed, etc...)

Medical Treatment Finance

Do you think you don't deserve a brighter smile? SIB makes it simple with our Medical Treatment Finance, at the University Dental Hospital in Sharjah, with easy installments & the least profit rates starting 1.49% (2.73% reducing).

About University Dental Hospital in Sharjah (UDHS)

The University Dental Hospital in Sharjah is the first & largest dental hospital in UAE & the region. The hospital is linked to the Faculty of Dentistry, which was found in 2004 at the compound of the medical colleges & health sciences. It was built according to the latest international standards were the 114 dental clinics are equipped with the latest modern medical technology that is unrivaled by any other dentistry hospital in the world.

The UDHS provides the following services:

Pediatric Dentistry
Preventive Dentistry
Restorative Treatment
Root Canal & Jaw Treatment
Oral Surgery
Oral Machine
Radiology, is equipped with the latest imaging technology
The Cone Beam CT Scan to determine the exact causes of dental & bones diseases

For a brighter smile, you need:

Quotation from University Dental Hospital in Sharjah
Original passport and/or UAE National ID
Salary Certificate

University Hospital of Sharjah

SIB has shown concern about your health and illustrates it importance. We have launched the matchless financial program with University Hospital in Sharjah. Finance all types of medical treatments and pay easy installments with minimum profit rates starting 2.99% (5.47% reducing).

Call us on 06-5999999, 24 hours serving you.

About University Hospital of Sharjah

University Hospital of Sharjah opened its doors at June 2011. The University Hospital of Sharjah has 8 'Centers of Excellence' coalesce specialties surrounding disease, organ, body system, gender or age under one proof:

Centre of Obstetrics, Gynecology, and Women Health
Centre of Diabetes and Endocrine Services
Centre of Digestive Diseases Medical / Surgical
Centre of Minimally Invasive Surgery and Obesity Surgery
Centre of Orthopedics and Rheumatology Diseases
Centre of Pediatrics and Pediatric Surgery
Centre of Urology and Men's Health
Centre of Medical Diagnostic Imaging and Interventional Radiology

Just visit our nearer branch having:

Quotation from University Hospital of Sharjah
Original passport and/or UAE National ID
Salary Certificate

Required Documents

Original passport & UAE National ID
Valid UAE residence visa for expatriates

Education Finance

Thinking about accomplishing your graduate or post-graduate studies? Now you can continue your education in University of Sharjah & finance your tuition fees with SIB easy installments at 1.99% (3.64% reducing) starting profit rates.

The glossiness you're looking for is true…

No processing fees
Easy & fast approvals
Applicable on all University's educational programs

American University of Sharjah – AUS (Ta'allam)

Education is the enlightenment of Future. Finance your tuition fees at the American University of Sharjah in easy installments & low profit rates starting 2.99% (5.47% reducing) will secure your future. Education has never been easier, Ta'allam from SIB guaranteed it.

Ta'allam from SIB promises:

Rapid approvals & diminutive formalities
Applicable on all AUS programs

Required Documents

Original passport & UAE National ID
Valid UAE residence visa for expatriates