Balance Transfer
Transfer and consolidate the outstanding balances of all your credit cards to your Smiles Covered Card or Cashback Covered Card and enjoy peace of mind with low profit rates and easy installments.
To apply, SMS 'BT' to 6667.

Balance Transfer
Duration | 3 months | 6 months | 12 months | 18 months | 24 months |
---|---|---|---|---|---|
Profit Rate p.m | 0% | 0% | 0.89% | 0.79% | 0.69% |
Administration Fees | 1% | 2% | 1% | 1% | 1% |
Required Documents
- Application form
- Passport & Emirates ID copy
- Valid residence visa for expats
- Salary slip
- Proof of income
- Application form
- Passport & Emirates ID copy
- Proof of income
- Valid trade license
- Memorandum of association/Partnership agreement/ Power of attorney (if applicable)
Salaried Customers:
Self Employed Customers: