Warning: If only the minimum payment is made each period, you will pay more in profit/fees and it will take longer to pay off your outstanding balance. |
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Weigh your options
Flexibility, convenience and added value – make your decision with confidence.
Cards Categories
Smiles World Mastercard
Take off to a world of possibilities.
Earn 1.5 Smiles for every AED 2 spent locally*, and 3 Smiles for every AED 2 spent internationally*- Apply and earn 50,000 bonus Smiles for spending AED 20,000 within 90 days of card issuance
- Earn 0.75 Smiles on every AED 2 spent on education, utility, government bill transactions
AED 525
Annual fee
80%
Cash withdrawal
limit
2.49%
Expected Profit rate (p.a)*
Smiles Titanium Mastercard
Choose exceptional rewards.
- Earn 1 Smile for every AED 2 spent locally*, and 2 Smiles for every AED 2 spent internationally*
- Redeem your Smiles for exceptional offers and discounts in the UAE and abroad
- Earn 0.5 Smiles for every AED 2 spent on education, utility, government bill transactions
AED 0
Annual fee
80%
Cash withdrawal
limit
2.49%
Expected Profit rate (p.a)*
Cashback Card
Spend Big, Earn BIGGER!
- 10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Pay, and
Apple Pay*
- 2% unlimited cashback on international retail spends
- 1% unlimited cashback on domestic retail spends
- 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments
AED 0*
Annual fee
80%
Cash withdrawal
limit
5,000
Minimum Salary
Debit Card
A convenient card tailored to your daily needs.
- Free UNLIMITED access to more than 27 airport lounges*
- Special offers at hundreds of shops, restaurants, and much more
- 24/7 phone & Online Banking service
- Secure online shopping & EMV chip technology
- Easy utility bill payments via ATM
For key facts statements, terms and conditions, & fees and charges, visit www.sib.ae/tariff
With our cards, there's always a great deal waiting for you.
Still can't decide? We can help.
We are here to help you make the right decision according to your lifestyle and financial needs.
I am self employed
Explore the best card options for self-employed individuals.
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I am a salaried individual
Cards optimized for those under full-time employment.
Go contactless with Samsung Wallet.
Fast, safe and hassle-free transactions with Apple Pay.
How to activate your card?
Step 1
Login with your username and password
step 2
Go to Navigation menu
Step 3
Click on More Option
Step 4
Click on service request /cards
Step 5
Activate your card
Step 1
Insert card in ATM machine
Step 2
Click on Confirm
Step 3
Enter OTP
Step 4
Set Card PIN
Step 1
Call 600 SIB (742)
Step 2
Select “Accounts and Cards Services”
Step 3
Enter 16 Digits Card Number
Step 4
Enter Card Expiry Date
Step 5
Enter OTP
Step 6
Set Card PIN
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