Spend BIG, Earn BIGGER!
Our Card Benefits
- 10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Pay, and Apple Pay
- 2% unlimited cashback on international retail spends
- 1% unlimited cashback on domestic retail spends
- 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments
And Much More...Apply Now
Start earning with Smiles Covered Card! Apply and get 50,000 Bonus Smiles*
Check how many Smiles you can earn against your spends.
You can redeem the Smiles for:
Online Shopping (electronics, headphone, smartphone & more)
Gift Vouchers (Zara, Sharaf DJ, Magic Planet, Tribes & more)
Cashback (AED 100 to AED 500)
5-star hotel stays (Atlantis, Raffles, Four Seasons, Sofitel & more)
Airlines Tickets (to London, Manama, Karachi, Boston & more)
Create your ideal plan
Personal Finance For all your lifestyle needs.
Car Finance Your new ride awaits.
Real Estate Finance Own your dream home.
We've got you covered!
Easy, convenient banking.
News & updates
22 Mar, 2022
After the success of the first phase of the Muzaira’a residential lands project, which was launched last ...Read More
18 Feb, 2022
Shareholders of Sharjah Islamic Bank (SIB) have approved increasing the percentage of foreign ownership of ...Read More
20 Jan, 2022
Sharjah, 20th January 2022: Sharjah Islamic Bank (SIB) recorded an increase of 26.7% in the net profit ...Read More
20 Oct, 2021
SIB has announced that its board of directors agreed to raise the percentage of foreign ownership in the ...Read More
17 Oct, 2021
Sharjah Islamic Bank (SIB) recorded an increase of 29.6% in the net profit reaching at AED 458.0 million ...Read More
20 Oct, 2020
Sharjah Islamic Bank achieved an increase in its operating profits before provisions amounting to AED ...Read More
13 Jun, 2021
Sharjah Islamic Bank is among the annual Forbes magazine's list of the 100 most powerful companies in the ...Read More
08 Aug, 2021
ASAS Real Estate Company, the real estate arm of Sharjah Islamic Bank, has launched sales of the ...Read More
Foreign Exchange Rates
Buy 4.873198 Sell 4.93445
Buy 9.68964 Sell 9.81143
Buy 4.027576 Sell 4.078199
Buy 0.048032 Sell 0.048635
Buy 5.15932 Sell 5.22417
Buy 0.020579 Sell 0.020838
Buy 1.00352 Sell 1.01613
Buy 0.97395 Sell 0.986191
Buy 3.65 Sell 3.67