Spend BIG, Earn BIGGER!
Our Card Benefits
- 10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Pay, and Apple Pay
- 2% unlimited cashback on international retail spends
- 1% unlimited cashback on domestic retail spends
- 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments
And Much More...
Apply Now
Start earning with Smiles Covered Card! Apply and get 50,000 Bonus Smiles*
How many Smiles do you have?
Smiles earned
this can earn me
Online Shopping (electronics, headphone, smartphone & more)
Gift Vouchers (Zara, Sharaf DJ, Magic Planet, Tribes & more)
Cashback (AED 100 to AED 500)
5-star hotel stays (Atlantis, Raffles, Four Seasons, Sofitel & more)
Airlines Tickets (to London, Manama, Karachi, Boston & more)
The smarter way to bank
Create your ideal plan
Personal Finance For all your lifestyle needs.
Car Finance Your new ride awaits.
Real Estate Finance Own your dream home.
Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.
Apply NowInstallment
Installment
AED449
Monthly Payments
Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.
Apply NowInstallment
Installment
AED710
Monthly Payments
Before text of terms and conditions Terms and conditions apply. Actual value may differ. apply. Interest rates vary by tenure subject to bank policy.
Apply NowInstallment
Installment
AED365
Monthly Payments
We've got you covered!
Easy, convenient banking.
Car Finance
With our Car Finance solutions, you can finally sit behind the wheel of a car you’ve always wanted.
Apply now
Personal Finance
There’s no need to put any plans on hold with our Personal Finance solution. Inquire today to secure a brighter future.
Apply now
Real Estate Finance
Move into the home your family deserves
Home is where the heart is. Your dream home is within your reach with our flexible Real Estate Finance plan.
Apply nowNews & updates
14 Mar, 2022
Sharjah Islamic Bank receives Learning Culture of the Year Award
SIB awarded the Learning Culture of the Year Award presented by the Human Resources and Learning Platform ...
Read More
19 Oct, 2020
Within the framework of its continuous keenness to consolidate the principles of cohesion and giving in ...
Read More
04 Apr, 2023
Enables to save in AED or USD, Sharjah Islamic Bank launches Flexi Long Term Deposit
Within the framework of its ambitious vision to enhance its financial and banking services, SIB announced ...
Read More
29 Mar, 2023
Sharjah Islamic Bank (SIB) launched its Ramadan community initiative titled "Mirak at your doorstep" in ...
Read More
07 Feb, 2023
ASAS Real Estate Khorfakkan Resort Project
ASAS Real Estate, the arm of SIB, announced that Khorfakkan Resort Project sales would commence at the ...
Read More
17 Aug, 2021
SIB launches New Digital Account
SIB announced the launch of its new SIB Digital account, which allows customers to open an electronic ...
Read More
08 Mar, 2023
Sharjah Islamic Bank launches Emirates Digital Wallet’s klip in SIB Digital App
Sharjah Islamic Bank (SIB) has launched its new digital wallet offering by integrating Emirates Digital ...
Read More
17 Jun, 2021
SIB opening a new branch in Abu Dhabi Mall
SIB opening a new branch in Abu Dhabi Mall to develop the bank's network in the UAE SIB opens a branch ...
Read More
22 Mar, 2022
ASAS Real Estate launches sales of Phase II of “Mazairah”
After the success of the first phase of the Muzaira’a residential lands project, which was launched last ...
Read More
29 Jun, 2022
At Intersect Vienna Conference 2022 SIB Reviews Experience with Digital Transformation Journey
Jassem AlBlooshi, head of organisational excellence at Sharjah Islamic Bank (SIB), confirmed that the ...
Read More
19 May, 2022
Mohamed Abdalla is among the top 100 CEOs in the GCC countries for the second time
Sharjah Islamic Bank (SIB) announced that His Excellency Mohamed Abdalla, CEO of SIB, won the Best CEO ...
Read More
29 Mar, 2022
Sharjah Islamic Bank wins the Dubai Service Excellence Program award
SIB picked up the award for Best Service Performance Brand in the service sector, at the twenty-eighth ...
Read More
20 Oct, 2020
Sharjah Islamic Bank launches the Joud card in cooperation with the Sharjah Charity International
prepaid card in cooperation with the Sharjah Charity International, which enjoys a list of qualitative ...
Read More
08 Aug, 2021
ASAS Real Estate launches sales of Al Tai Lands project
ASAS Real Estate Company, the real estate arm of Sharjah Islamic Bank, has launched sales of the ...
Read More
26 Jan, 2023
Sharjah Islamic Bank continue to achieve sustainable growth, recorded an increase of 26.6% in the net ...
Read More
19 Sep, 2020
Sharjah Islamic Bank wins two prestigious awards at International Finance Awards
Sharjah Islamic Bank (SIB), won the 'Best Islamic Bank' and the 'Most Innovative Digital Bank' award 2020, ...
Read More
11 Oct, 2019
Sharjah Islamic Bank wins CEEMEA Financial Institution Deal of the Year
Sharjah Islamic Bank (SIB), one of the leading financial institutions of the UAE, has won Global Capital’s ...
Read More
09 May, 2021
Within a framework of cooperation, the Sharjah Police General Command and Sharjah Islamic Bank have signed ...
Read More
15 Jul, 2021
Sharjah Islamic Bank executive vouches for positive ROI of CSR initiatives
Sharjah, 14th July 2021: Sharjah Islamic Bank shared its positive experience in implementing corporate ...
Read More
08 Feb, 2020
Nasdaq Dubai welcomes listing of USD 500 million Sukuk by Sharjah Islamic Bank.
Sukuk subscribed 7.2 times by regional and international investors Listing underlines leading role of UAE ...
Read More
30 Jun, 2021
SIB opens 35th branch in Rahmania Mall
Sharjah Islamic Bank (SIB) opened its 35th branch today Wednesday, in Rahmania Mall, one of the newest ...
Read MoreForeign Exchange Rates
View AllCurrency Converter
How can we help you?
Get in touch
Write to us and we will get back to you soon.
Rate Us
Participate and share your SIB experience with us.
Apply Online
Start Banking with SIB today.
For an optimal experience, please