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Smiles Cards

Be rewarded with exclusive lifestyle benefits.

Apply now

Smiles Titanium features and benefits

Warning: If only the minimum repayment/payment is made each period, you will pay more in profit/fees and it will take longer to pay off your outstanding balance.
300+ airlines

Explore the world with special fares

10% Off

Cleartip.com travel discount

Gift vouchers & cashback

Redeem your Smiles for cashback or vouchers at your favorite stores.


Withdraw up to 80% of your balance

Transfer your outstanding card balance from other banks and repay in installments

Learn more

Need urgent cash? Get "Easy Cash"

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Convert your purchases and pay in easy installments for up to 12 months.

Learn more

Add-ons and bonus features

VIP lounge access in 


 key airports cross the Middle East

Explore Unlimited & Complimentary 


Convenient utility
bill payments with SIB Digital App

Enjoy convenience and total peace of mind

Your Smiles Titanium Mastercard is equipped with a wide range of exclusive features. These are specificallly designed to allow you to get down to the business of enjoying your card's many benefits – anytime, anywhere.

SMS alerts
24-hour call center
Mastercard Offers
Worldwide Access
Easy Cash
Easy Pay
Balance transfer

Required Documents

    Salaried Customers:

    • Application form
    • Passport & Emirates ID copy
    • Valid residence visa for expats
    • Proof of income
    • Salary slip

    Self Employed Customers:

    • Application form
    • Passport & Emirates ID copy
    • Proof of income
    • Valid trade license
    • Memorandum of association/Partnership agreement/ Power of attorney (if applicable)

What would you like to do?

Give us feedback

Write to us and we will get back to you soon.

Apply for a card

Sign up by filling out an online application.

Compare Cards

We can help you choose the ideal option according to your lifestyle and needs.

Frequently asked questions

How do I sign up for Online Banking?

All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.

You can redeem your Smiles points for a variety of lifestyle benefits, including hotel stays, airline tickets, cashback and gift vouchers. Simply visit www.sibsmiles.com to redeem instantly.

SIB also offers the World Smiles Mastercard, which has its own exclusive features. Find out more about the World Smiles card on the Our Cards page, and compare its benefits and rewards with the Titanium Smiles easily and conveniently.

Manage your spending and enjoy peace of mind by recharging your Prepaid Card. Enjoy retail purchases and international use, online transactions and ATM withdrawals, and a variety of card designs to choose from.


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