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Sharjah Police Waffer Package

“Thank You” Package - Pensioners

Additional benefits for Sharjah Police Pension customers

  • Smiles Card
    10,000 Bonus Points to Smiles Titanium cardholders upon spending a minimum of AED 10,000 during the first 3 months
  • Personal Finance
    Lowest profit rate of 2.79% regardless of the salary & rate valid on new finance, additional finance and buyout
  • Real Estate Finance
    Rates from 1.75% + 3 months EIBOR, valid on Residential ready property & New Purchase/Buyout, valid in Dubai, Abu Dhabi and selected properties in Sharjah
  • Car Finance
    0.05% reduction on the available rates of Sharjah Government package

Benefit from a variety of features

Cashback Card
Smiles Cards
Credit Cards
Prepaid Cards

Spend BIG, Earn BIGGER!

Our Card Benefits

  • 10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Wallet, and Apple Pay
  • 2% unlimited cashback on international retail spends
  • 1% unlimited cashback on domestic retail spends
  • 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments

And Much More...

Apply Now

Start earning with Smiles Covered Card! Apply and get 50,000 Bonus Smiles*

How many Smiles do you have?


Smiles earned

this can earn me

Online Shopping (electronics, headphone, smartphone & more)

Gift Vouchers (Zara, Sharaf DJ, Magic Planet, Tribes & more)

Cashback (AED 100 to AED 500)

5-star hotel stays (Atlantis, Raffles, Four Seasons, Sofitel & more)

Airlines Tickets (to London, Manama, Karachi, Boston & more)

Learn more

Simple, convenient and flexible

Our Card Benefits

  • 100% cash withdrawal of available balance
  • Permanent/temporary credit limit increase
  • Convenient payment methods
  • International use and special offers

And Much More...

Apply Now

Manage your spending, enjoy peace of mind

Our Card Benefits

  • Retail purchases and international use.
  • Online transactions and ATM withdrawals.
  • A variety of card designs to choose from.

And Much More...

Apply Now

Enjoy convenience and total peace of mind

Your Smiles World Mastercard is equipped with a wide range of exclusive features. These are specificallly designed to allow you to get down to the business of enjoying your card's many benefits – anytime, anywhere.

50,000 Bonus Smiles*
Balance transfer
24-hour call center
Easy Cash
Mastercard Offers
Easy Pay
SMS alerts
Worldwide Access

Our commitment to unparalleled service

Designed around your needs... Personal Finance starting from 2.89%

Apply Now

Real Estate starting from 1.99% + 3 months EIBOR (reducing p.a.)

Apply Now

Car Finance starting from 2.49%

Apply Now

How can we help you?

Get advice

We can help you choose the ideal option according to your lifestyle and needs.

Apply Online

Start Banking with SIB today.

Apply for a card

Sign up by filling out an online application.

Frequently asked questions

How do I sign up for Online Banking?

All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.

You can redeem your Smiles points for a variety of lifestyle benefits, including hotel stays, airline tickets, cashback and gift vouchers. Simply visit www.sibsmiles.com to redeem instantly.

SIB also offers the Smiles Titanium Mastercard, which has its own exclusive features. Find out more about Smiles on the Our Cards page, and compare benefits and rewards easily and conveniently.

Manage your spending and enjoy peace of mind by recharging your Prepaid Card. Enjoy retail purchases and international use, online transactions and ATM withdrawals, and a variety of card designs to choose from.


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