Travel means “Smiles”!
Make this summer season more memorable and exciting by traveling, spending, and earning with Smiles.
About:
- Receive 5 Smiles instead of 3 for every AED 2 spent internationally with Smiles World
- Receive 3 Smiles instead of 2 for every AED 2 spent internationally with Smiles Titanium
- To avail this promotion, a minimum spend of AED 2500 is required for each month
- Promotion valid from July 1, 2022 till August 31, 2022
*If spends are AED 2500 or above each month, customer is eligible for the enhanced Smiles during both months of the promotion period.
*If spends are less than AED 2,500 in any month within the promotion period (1 month out of 2 months), then regular Smiles for this particular month will be credited and eligibility remains for the enhanced Smiles for the remaining 1 month where spends target is met
Instant Transfers within SIB
Transfer funds instantly between your own SIB accounts and cards. Or send instant transfers to other accounts or cards in SIB.
Travel means “Smiles”!
Make this summer season more memorable and exciting by traveling, spending, and earning with Smiles.
About:
- Receive 5 Smiles instead of 3 for every AED 2 spent internationally with Smiles World
- Receive 3 Smiles instead of 2 for every AED 2 spent internationally with Smiles Titanium
- To avail this promotion, a minimum spend of AED 2500 is required for each month
- Promotion valid from July 1, 2022 till August 31, 2022
*If spends are AED 2500 or above each month, customer is eligible for the enhanced Smiles during both months of the promotion period.
*If spends are less than AED 2,500 in any month within the promotion period (1 month out of 2 months), then regular Smiles for this particular month will be credited and eligibility remains for the enhanced Smiles for the remaining 1 month where spends target is met
| Warning | |||
|---|---|---|---|
| The actual time to complete a transaction may differ from estimates due to increased scrutiny of transactions by the correspondent bank/financial institution or entity providing financial services to the beneficiary of remittances | Additional fees may be levied by the correspondent bank/financial institution or entity providing financial services to the beneficiary of remittances. | Penalties and Fees may be applied if there is a customer error or omission in providing correct or incomplete information for remittances. | This product/service may be affected by changes in foreign currency exchange rates. |
Send money to a SIB Card
Send money to any SIB covered or prepaid card in any currency at zero fee and competitive exchange rates, instantly 24/7, using SIB Mobile app, Internet Banking, ATMs, or SIB Branches.
Covered card may take up to 2 working days to reflect updated balance.
Travel means “Smiles”!
Make this summer season more memorable and exciting by traveling, spending, and earning with Smiles.
About:
- Receive 5 Smiles instead of 3 for every AED 2 spent internationally with Smiles World
- Receive 3 Smiles instead of 2 for every AED 2 spent internationally with Smiles Titanium
- To avail this promotion, a minimum spend of AED 2500 is required for each month
- Promotion valid from July 1, 2022 till August 31, 2022
*If spends are AED 2500 or above each month, customer is eligible for the enhanced Smiles during both months of the promotion period.
*If spends are less than AED 2,500 in any month within the promotion period (1 month out of 2 months), then regular Smiles for this particular month will be credited and eligibility remains for the enhanced Smiles for the remaining 1 month where spends target is met
Send money to a UAE Bank Account
Send money to a UAE bank account, in any currency instantly 24/7 at competitive fees and exchange rates, using SIB mobile app, Internet banking, ATMs, or via SIB branches.
Travel means “Smiles”!
Make this summer season more memorable and exciting by traveling, spending, and earning with Smiles.
About:
- Receive 5 Smiles instead of 3 for every AED 2 spent internationally with Smiles World
- Receive 3 Smiles instead of 2 for every AED 2 spent internationally with Smiles Titanium
- To avail this promotion, a minimum spend of AED 2500 is required for each month
- Promotion valid from July 1, 2022 till August 31, 2022
*If spends are AED 2500 or above each month, customer is eligible for the enhanced Smiles during both months of the promotion period.
*If spends are less than AED 2,500 in any month within the promotion period (1 month out of 2 months), then regular Smiles for this particular month will be credited and eligibility remains for the enhanced Smiles for the remaining 1 month where spends target is met
Send money using Aani
Transfer money to other Aani users instantly using a mobile number or email address without bank account or IBANs.
Powered by El Etihad Payments, Aani enables seamless & secure real-time payments within the UAE. Aani enables you to transact with Aani users (individuals and businesses) of participating banks and other entities. Send or request money, scan & pay or split bills, manage requests with other Aani users of participating entities.
You can send or request money using mobile numbers, QR codes, or email addresses, without the need to exchange bank account numbers or IBANs.
Transactions are processed instantly, 24x7.
Visit www.sib.ae/aani for more
The smarter way to bank
International Fund Transfers
Travel means “Smiles”!
Make this summer season more memorable and exciting by traveling, spending, and earning with Smiles.
About:
- Receive 5 Smiles instead of 3 for every AED 2 spent internationally with Smiles World
- Receive 3 Smiles instead of 2 for every AED 2 spent internationally with Smiles Titanium
- To avail this promotion, a minimum spend of AED 2500 is required for each month
- Promotion valid from July 1, 2022 till August 31, 2022
*If spends are AED 2500 or above each month, customer is eligible for the enhanced Smiles during both months of the promotion period.
*If spends are less than AED 2,500 in any month within the promotion period (1 month out of 2 months), then regular Smiles for this particular month will be credited and eligibility remains for the enhanced Smiles for the remaining 1 month where spends target is met
Send money to an International Bank
Transfer funds directly to overseas bank accounts in a wide range of currencies 24/7 at competitive exchange rates through SIB Mobile App, Internet Banking, ATMs and Branches.
International bank transfers provide a secure and convenient way to send money globally, whether for personal, family or business purposes. With access to an extensive international banking network and competitive exchange rates, you can transfer funds confidently to beneficiaries across the world.
Enjoy zero transfer fees when transferring to India, Pakistan, Egypt and Jordan making it an efficient and cost-effective way to send money to these destinations.
Travel means “Smiles”!
Make this summer season more memorable and exciting by traveling, spending, and earning with Smiles.
About:
- Receive 5 Smiles instead of 3 for every AED 2 spent internationally with Smiles World
- Receive 3 Smiles instead of 2 for every AED 2 spent internationally with Smiles Titanium
- To avail this promotion, a minimum spend of AED 2500 is required for each month
- Promotion valid from July 1, 2022 till August 31, 2022
*If spends are AED 2500 or above each month, customer is eligible for the enhanced Smiles during both months of the promotion period.
*If spends are less than AED 2,500 in any month within the promotion period (1 month out of 2 months), then regular Smiles for this particular month will be credited and eligibility remains for the enhanced Smiles for the remaining 1 month where spends target is met
Cash Pick-up Transfers
- India
- Pakistan
- Sri Lanka
- Philippines
- Nepal
- Bangladesh
Important Information
“Correspondent banks and intermediary banks both serve as third-party banks and are used by issuing & beneficiary banks to facilitate international fund transfers. An issuing bank & beneficiary bank is the sending & receiving bank where a person or entity has an account. The following correspondent banks are utilized by SIB for remitting funds across the globe, the same correspondent banks may be used to receive funds from other banks across the globe.”
*The list of banks appended below is dynamic and can change as new relationships are formed with other international banks.
Related Documents
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