SIB at a glance
We deliver long-term value and enhance the financial health to all our customers with a range of specialized products and services.
SIB is a UAE-based Islamic financial institution headquartered in the Emirate of Sharjah. The Bank was established in 1975 pursuant to an Amiri Decree issued by H.H. Dr. Sheikh Sultan bin Mohammed Al Qasimi, Member of the Supreme Council and Ruler of Sharjah, and converted fully to Islamic banking operations in 2002. SIB Group also offers brokerage, real estate, property management and hospitality services.
The Bank maintains a solid capital position, a stable funding profile, and prudent liquidity management, underpinned by a diversified deposit base and a conservative risk approach, translating in strong and growing profitability.
SIB offers a broad range of Shariah-compliant banking products and services across its core business segments, including Retail Banking, Business Banking, and Corporate & Investment Banking. The Bank has experience in Islamic financing solutions and Sukuk issuance and serves a diversified customer base across the UAE.
The Bank operates 33 branches strategically located across the UAE and 1 digital branch, ensuring accessibility and convenience for its growing customer base.
Instant Transfers within SIB
Transfer funds instantly between your own SIB accounts and cards. Or send instant transfers to other accounts or cards in SIB.
SIB at a glance
We deliver long-term value and enhance the financial health to all our customers with a range of specialized products and services.
SIB is a UAE-based Islamic financial institution headquartered in the Emirate of Sharjah. The Bank was established in 1975 pursuant to an Amiri Decree issued by H.H. Dr. Sheikh Sultan bin Mohammed Al Qasimi, Member of the Supreme Council and Ruler of Sharjah, and converted fully to Islamic banking operations in 2002. SIB Group also offers brokerage, real estate, property management and hospitality services.
The Bank maintains a solid capital position, a stable funding profile, and prudent liquidity management, underpinned by a diversified deposit base and a conservative risk approach, translating in strong and growing profitability.
SIB offers a broad range of Shariah-compliant banking products and services across its core business segments, including Retail Banking, Business Banking, and Corporate & Investment Banking. The Bank has experience in Islamic financing solutions and Sukuk issuance and serves a diversified customer base across the UAE.
The Bank operates 33 branches strategically located across the UAE and 1 digital branch, ensuring accessibility and convenience for its growing customer base.
| Warning | |||
|---|---|---|---|
| The actual time to complete a transaction may differ from estimates due to increased scrutiny of transactions by the correspondent bank/financial institution or entity providing financial services to the beneficiary of remittances | Additional fees may be levied by the correspondent bank/financial institution or entity providing financial services to the beneficiary of remittances. | Penalties and Fees may be applied if there is a customer error or omission in providing correct or incomplete information for remittances. | This product/service may be affected by changes in foreign currency exchange rates. |
Send money to a SIB Card
Send money to any SIB covered or prepaid card in any currency at zero fee and competitive exchange rates, instantly 24/7, using SIB Mobile app, Internet Banking, ATMs, or SIB Branches.
Covered card may take up to 2 working days to reflect updated balance.
SIB at a glance
We deliver long-term value and enhance the financial health to all our customers with a range of specialized products and services.
SIB is a UAE-based Islamic financial institution headquartered in the Emirate of Sharjah. The Bank was established in 1975 pursuant to an Amiri Decree issued by H.H. Dr. Sheikh Sultan bin Mohammed Al Qasimi, Member of the Supreme Council and Ruler of Sharjah, and converted fully to Islamic banking operations in 2002. SIB Group also offers brokerage, real estate, property management and hospitality services.
The Bank maintains a solid capital position, a stable funding profile, and prudent liquidity management, underpinned by a diversified deposit base and a conservative risk approach, translating in strong and growing profitability.
SIB offers a broad range of Shariah-compliant banking products and services across its core business segments, including Retail Banking, Business Banking, and Corporate & Investment Banking. The Bank has experience in Islamic financing solutions and Sukuk issuance and serves a diversified customer base across the UAE.
The Bank operates 33 branches strategically located across the UAE and 1 digital branch, ensuring accessibility and convenience for its growing customer base.
Send money to a UAE Bank Account
Send money to a UAE bank account, in any currency instantly 24/7 at competitive fees and exchange rates, using SIB mobile app, Internet banking, ATMs, or via SIB branches.
SIB at a glance
We deliver long-term value and enhance the financial health to all our customers with a range of specialized products and services.
SIB is a UAE-based Islamic financial institution headquartered in the Emirate of Sharjah. The Bank was established in 1975 pursuant to an Amiri Decree issued by H.H. Dr. Sheikh Sultan bin Mohammed Al Qasimi, Member of the Supreme Council and Ruler of Sharjah, and converted fully to Islamic banking operations in 2002. SIB Group also offers brokerage, real estate, property management and hospitality services.
The Bank maintains a solid capital position, a stable funding profile, and prudent liquidity management, underpinned by a diversified deposit base and a conservative risk approach, translating in strong and growing profitability.
SIB offers a broad range of Shariah-compliant banking products and services across its core business segments, including Retail Banking, Business Banking, and Corporate & Investment Banking. The Bank has experience in Islamic financing solutions and Sukuk issuance and serves a diversified customer base across the UAE.
The Bank operates 33 branches strategically located across the UAE and 1 digital branch, ensuring accessibility and convenience for its growing customer base.
Send money using Aani
Transfer money to other Aani users instantly using a mobile number or email address without bank account or IBANs.
Powered by El Etihad Payments, Aani enables seamless & secure real-time payments within the UAE. Aani enables you to transact with Aani users (individuals and businesses) of participating banks and other entities. Send or request money, scan & pay or split bills, manage requests with other Aani users of participating entities.
You can send or request money using mobile numbers, QR codes, or email addresses, without the need to exchange bank account numbers or IBANs.
Transactions are processed instantly, 24x7.
Visit www.sib.ae/aani for more
The smarter way to bank
International Fund Transfers
SIB at a glance
We deliver long-term value and enhance the financial health to all our customers with a range of specialized products and services.
SIB is a UAE-based Islamic financial institution headquartered in the Emirate of Sharjah. The Bank was established in 1975 pursuant to an Amiri Decree issued by H.H. Dr. Sheikh Sultan bin Mohammed Al Qasimi, Member of the Supreme Council and Ruler of Sharjah, and converted fully to Islamic banking operations in 2002. SIB Group also offers brokerage, real estate, property management and hospitality services.
The Bank maintains a solid capital position, a stable funding profile, and prudent liquidity management, underpinned by a diversified deposit base and a conservative risk approach, translating in strong and growing profitability.
SIB offers a broad range of Shariah-compliant banking products and services across its core business segments, including Retail Banking, Business Banking, and Corporate & Investment Banking. The Bank has experience in Islamic financing solutions and Sukuk issuance and serves a diversified customer base across the UAE.
The Bank operates 33 branches strategically located across the UAE and 1 digital branch, ensuring accessibility and convenience for its growing customer base.
Send money to an International Bank
Transfer funds directly to overseas bank accounts in a wide range of currencies 24/7 at competitive exchange rates through SIB Mobile App, Internet Banking, ATMs and Branches.
International bank transfers provide a secure and convenient way to send money globally, whether for personal, family or business purposes. With access to an extensive international banking network and competitive exchange rates, you can transfer funds confidently to beneficiaries across the world.
Enjoy zero transfer fees when transferring to India, Pakistan, Egypt and Jordan making it an efficient and cost-effective way to send money to these destinations.
SIB at a glance
We deliver long-term value and enhance the financial health to all our customers with a range of specialized products and services.
SIB is a UAE-based Islamic financial institution headquartered in the Emirate of Sharjah. The Bank was established in 1975 pursuant to an Amiri Decree issued by H.H. Dr. Sheikh Sultan bin Mohammed Al Qasimi, Member of the Supreme Council and Ruler of Sharjah, and converted fully to Islamic banking operations in 2002. SIB Group also offers brokerage, real estate, property management and hospitality services.
The Bank maintains a solid capital position, a stable funding profile, and prudent liquidity management, underpinned by a diversified deposit base and a conservative risk approach, translating in strong and growing profitability.
SIB offers a broad range of Shariah-compliant banking products and services across its core business segments, including Retail Banking, Business Banking, and Corporate & Investment Banking. The Bank has experience in Islamic financing solutions and Sukuk issuance and serves a diversified customer base across the UAE.
The Bank operates 33 branches strategically located across the UAE and 1 digital branch, ensuring accessibility and convenience for its growing customer base.
Cash Pick-up Transfers
- India
- Pakistan
- Sri Lanka
- Philippines
- Nepal
- Bangladesh
Important Information
“Correspondent banks and intermediary banks both serve as third-party banks and are used by issuing & beneficiary banks to facilitate international fund transfers. An issuing bank & beneficiary bank is the sending & receiving bank where a person or entity has an account. The following correspondent banks are utilized by SIB for remitting funds across the globe, the same correspondent banks may be used to receive funds from other banks across the globe.”
*The list of banks appended below is dynamic and can change as new relationships are formed with other international banks.

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