Credit Card
Our contactless Credit Card is designed particularly to cater to your daily needs, and is accepted online and in-store at thousands of local and international outlets. It is also packed with great features and outstanding benefits.
-
Annual fee
Free
-
Minimum balance
AED 3,000
Credit Card features and benefits
Required Documents
- Completed application form (issued with current or savings account)
- Passport & Emirates ID copy
- Valid residence visa for expats
- Salary certificate
- Salary slip
- Three-month bank statement
Terms and Conditions
What would you like to do?
Frequently asked questions
How do I sign up for Online Banking?
All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.
Can I make online purchases with my Debit Card?
Yes, online shopping with your Sharjah Islamic Bank Debit Card is easy, convenient and safe. Take all the necessary precautions while purchasing items on the Internet and shop only with reputable and widely trusted outlets.
Is World the only Smiles Card on offer?
SIB also offers the Smiles Titanium Mastercard, which has its own exclusive features. Find out more about Smiles on the Our Cards page, and compare benefits and rewards easily and conveniently.
What is a Prepaid Card?
Manage your spending and enjoy peace of mind by recharging your Prepaid Card. Enjoy retail purchases and international use, online transactions and ATM withdrawals, and a variety of card designs to choose from.