Smiles Credit Card
Apply and earn up to 50,000* Bonus points with Smiles Card.
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Benefits and Rewards of Smiles Card
Smiles Rewards
Earn 2 smiles for every AED 2 spent on international purchases*- Fly for free with over 300 airlines, free stays at over 300,000 hotels, and many more
How many Smiles do you have?
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Smiles earned
this can earn me
Gift Vouchers
Cashback
Online Shopping
5-star hotel stays
Airlines Tickets
Smiles Rewards
- Earn 1 Smile for every AED 2 spent on purchases within the UAE*
- Earn 0.5 Smiles for every AED 2 spent on transactions made under Education, Utility, Government bills description
How many Smiles do you have?
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Smiles earned
this can earn me
Gift Vouchers
Cashback
Online Shopping
5 star hotel stays
Airlines Tickets
300 Airlines
Fly for free
20% Off
Cleartrip.com travel discount
10% Off
Cleartip.com travel discount
Transfer your outstanding card balance from other banks and repay in installments
Learn more
Other Benefits & Add-Ons to Enjoy
Card Detail Discounts and offers in 1,900 locations and counting.
More Cashback card benefits
Cashback
Caps on cashback spending with an SIB Cashback credit card.
| Category | Cashback |
Cashback cap (per statement cycle) |
|---|---|---|
| On all fuel spends in the UAE | 10% | AED 100 |
| On all supermarket spends in the UAE | 3% | AED 200 |
| On all other spends | 1% | No cap |
Travel
Reliable banking for all your day-to-day needs.
| Category | Cashback |
Cashback cap (per statement cycle) |
|---|---|---|
| On all fuel spends in the UAE | 10% | AED 100 |
| On all supermarket spends in the UAE | 3% | AED 200 |
| On all other spends | 1% | No cap |
24 / 7 Security for your ease of mind
50,000 Bonus Smiles*
Mastercard Offers
Worldwide Access
Easy Cash
24 Hour Assistance24
Required Documents
- Application form
- Passport & Emirates ID copy
- Valid residence visa for expats
- Salary certificate
- Salary slip
- Three months bank statement
Terms and Conditions
I want to…
Contact SIB
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Apply for a card
Sign up by filling out an online application.
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We can help you choose the ideal option according to your lifestyle and needs.
Frequently Asked Questions
How do I sign up for Online Banking?
All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.
Can I make online purchases with my Debit Card?
Yes, online shopping with your Sharjah Islamic Bank Debit Card is easy, convenient and safe. Take all the necessary precautions while purchasing items on the Internet and shop only with reputable and widely trusted outlets.
What do I need to open a savings account?
After you’ve submitted your online application form, you will be required to bring your original passport and UAE national ID card to your branch, along with a valid UAE residence visa if you’re an expat. You must be over 18 years of age to apply and have a minimum balance of AED 3,000 in your account.
What is Takaful?
The Group Credit Life Takaful is an Islamic insurance scheme that protects your loved ones by covering your liabilities with Sharjah Islamic Bank in the event of death or Permanent Total Disability (PTD).
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