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Credit Cards

Roam free with Visa.

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Classic Visa Credit Card features and benefits

Warning: If only the minimum repayment/payment is made each period, you will pay more in profit/fees and it will take longer to pay off your outstanding balance.

Add-ons and bonus features

Global emergency assistance for lost cards (replacement and emergency cash)

Get cash whenever
you need it with
over 1.9 million
ATMs worldwide

12% off at over
985,000+ hotels and
vacation rentals worldwide

Required documents

    Salaried Customers:

    • Application form
    • Passport & Emirates ID copy
    • Valid residence visa for expats
    • Salary certificate
    • Salary slip
    • Three months bank statement

    Self Employed Customers:

    • Application form
    • Passport & Emirates ID copy
    • Three months bank statement
    • Valid trade license
    • Memorandum of association/Partnership agreement/ Power of attorney (if applicable)
Terms and conditions

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Sign up by filling out an online application.

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We can help you choose the ideal option according to your lifestyle and needs.

Frequently asked questions

How do I sign up for Online Banking?

All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.

Yes, online shopping with your Sharjah Islamic Bank Debit Card is easy, convenient and safe. Take all the necessary precautions while purchasing items on the Internet and shop only with reputable and widely trusted outlets.

SIB Smiles cards are packed with exclusive features. Earn Smiles points for your purchases and transactions, and then redeem them for a wide range of benefits, including hotel stays, airline tickets, cashback and gift vouchers.

Manage your spending and enjoy peace of mind by recharging your Prepaid Card. Enjoy retail purchases and international use, online transactions and ATM withdrawals, and a variety of card designs to choose from.

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