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Cashback Card
Smiles Cards
Credit Cards
Prepaid Cards

Spend BIG, Earn BIGGER!

Our Card Benefits

  • 10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Wallet, and Apple Pay
  • 2% unlimited cashback on international retail spends
  • 1% unlimited cashback on domestic retail spends
  • 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments

And Much More...

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Start earning with Smiles Covered Card! Apply and get 50,000 Bonus Smiles*

How many Smiles do you have?

 
2k
4k
8k
16k
32k
64k
128k

Smiles earned

this can earn me

Gift Vouchers (Zara, Sharaf DG, Magic Planet, Tribes & more)

Airlines Tickets (to London, Manama, Karachi, Boston & more)

5-star hotel stays (Atlantis, Raffles, Four Seasons, Sofitel & more)

Cashback (AED 100 to AED 500)

Online Shopping (electronics, headphone, smartphone & more)

Learn more

Simple, convenient and flexible

Our Card Benefits

  • 100% cash withdrawal of available balance
  • Permanent/temporary credit limit increase
  • Convenient payment methods
  • International use and special offers

And Much More...

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Manage your spending, enjoy peace of mind

Our Card Benefits

  • Retail purchases and international use.
  • Online transactions and ATM withdrawals.
  • A variety of card designs to choose from.

And Much More...

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The smarter way to bank

SIB Digital Account

The future of banking

Instant Account Opening

Zero Minimum Balance

Without Salary Transfer

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Smiles World Mastercard

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Bank on the move with SIB Digital Banking

Create your ideal plan

real-estate-financing
Real Estate Finance Own your dream home.
personal-financing
Personal Finance For all your lifestyle needs.
car-financing
Car Finance Your new ride awaits.
  • Property type

  • Please select your nationality

Property Value (Use progress bar or edit amount manually)
AED

300008000000

Down payment
%

099

Tenure (Use progress bar or edit tenure manually)::
Months

1 Years25 Years

These calculations are for illustration purpose only and based on an average rate. Actual calculation might differ. . ..

Apply Now

Installment

Installment

AED

367

Monthly Payments real-estate-financing
  • Please select your nationality

Finance Amount (Use progress bar or edit amount manually):
AED

100001000000

Tenure (Use progress bar or edit tenure manually):
Months

1 Years4 Years

These calculations are for illustration purpose only and based on an average rate. Actual calculation might differ. . ..

Apply Now

Installment

Installment

AED

450

Monthly Payments personal-financing
  • Car Type

Car Value:(Use progress bar or edit amount manually)
AED

200001000000

Down payment
%

099

Tenure (Use progress bar or edit tenure manually):
Months

1 Years5 Years

These calculations are for illustration purpose only and based on an average rate. Actual calculation might differ. . ..

Apply Now

Installment

Installment

AED

713

Monthly Payments car-financing

We've got you covered!

Easy, convenient banking.

Car Finance

Your favorite ride awaits

With our Car Finance solutions, you can finally sit behind the wheel of a car you’ve always wanted.

Apply now
Personal Finance

Designed around your needs

There’s no need to put any plans on hold with our Personal Finance solution. Inquire today to secure a brighter future.

Apply now
Real Estate Finance

Move into the home your family deserves

Home is where the heart is. Your dream home is within your reach with our flexible Real Estate Finance plan.

Apply now

News & updates

News

12 Jul, 2024

Nasdaq Dubai Welcomes USD 500 million Sukuk by the Sharjah Islamic Bank

Nasdaq Dubai welcomes the listing of USD 500 million Sukuk issued by the Sharjah Islamic Bank (SIB). This ...

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News

01 Jul, 2024

SIB successfully issues $500 million sukuk

Sharjah Islamic Bank SIB successfully closed a $500 million sukuk in the international capital markets, ...

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News

19 May, 2023

SIB the main sponsor for the Annual Scientific Research Forum at University of Sharjah

H.H Sheikh Sultan bin Ahmed Al Qasimi, Deputy Ruler of Sharjah, president of the University of Sharjah, ...

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News

23 Apr, 2024

Sharjah Islamic Bank net profit grows 22.5% in Q1 2024

SIB announced an increase in its net profit before tax by 22.5%, amounting to AED 285.4 million for the ...

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News

18 May, 2023

Sharjah Islamic Bank supporter & partner of Sharjah City for Humanitarian Services

H.H. Sheikh Sultan Bin Mohamed Al Qasimi, Crown Prince & Deputy Ruler of Sharjah, honored Mr. Hassan ...

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News

25 Jul, 2023

SIB's net profit increased by 37% in the 1st half of 2023

Sharjah Islamic Bank announced an increase in its operating profit before provisions by 31 per cent, ...

Read More
News

28 Sep, 2023

ADX partners with Sharjah Islamic Bank to provide instant access to IPOs

ADX has partnered with SIB to streamline and facilitate greater access to Initial Public Offering IPO ...

Read More
News

18 Sep, 2023

SIB the 1st bank in the UAE introduce Screen Reader serve people with visual disabilities

Sharjah Islamic Bank announced its success in adapting its mobile banking application with the screen ...

Read More
News

08 Jan, 2023

Sharjah Islamic Bank enhances banking solutions

Sharjah Islamic Bank announced the launch of its new digital banking services with improved interactive ...

Read More
News

27 Jul, 2023

Sharjah Islamic Bank organizes "Leadership Program” in partnership with Sharjah's Supreme Council for Family Affairs

SIB recently organized a specialized workshop on Leadership to strengthen ties of partnership and ...

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News

12 Jun, 2023

ASAS Real Estate launches Al Sehma Project

ASAS Real Estate announce the sale of Al Sahma land project in Sharjah. The second integrated residential ...

Read More
News

08 Aug, 2021

ASAS Real Estate launches sales of Al Tai Lands project

ASAS Real Estate Company, the real estate arm of Sharjah Islamic Bank, has launched sales of the ...

Read More
News

09 May, 2023

Honoring SIB the strategic partner of Sharjah Award for Public Finance

H.H.Sheikh Sultan Bin Mohamed AlQasimi, Crown Prince & Deputy Ruler of Sharjah, honored Mr. Mohamed ...

Read More
News

29 May, 2023

Successful participation for ASAS Real Estate in Acres 2023

Shekh Majid bin Sultan AlQasimi, Chairman of the Districts and villages Affairs Department, was briefed by ...

Read More
News

18 Oct, 2020

Sharjah Islamic Bank adds to its achievements by winning the Dubai Quality Gold Award

Adding to its extensive collection of awards, Sharjah Islamic Bank (SIB) has been awarded the 2023 Dubai ...

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News

14 Mar, 2022

Sharjah Islamic Bank receives Learning Culture of the Year Award

SIB awarded the Learning Culture of the Year Award presented by the Human Resources and Learning Platform ...

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News

19 Apr, 2023

Sharjah Islamic Bank's operating profit increased by 32% and net profit by 25% for the first quarter of 2023

prepaid card in cooperation with the Sharjah Charity International, which enjoys a list of qualitative ...

Read More
News

19 Oct, 2020

Serving 2,000 Iftar meals daily, Sharjah Islamic Bank organizes two Iftar tents throughout the holy month of Ramadan for 60,000 people

Within the framework of its continuous keenness to consolidate the principles of cohesion and giving in ...

Read More
News

04 Apr, 2023

Enables to save in AED or USD, Sharjah Islamic Bank launches Flexi Long Term Deposit

Within the framework of its ambitious vision to enhance its financial and banking services, SIB announced ...

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News

29 Mar, 2023

Sharjah Islamic Bank launches its Ramadan initiative "Mirak at your doorstep" For the fourth year in a row

Sharjah Islamic Bank (SIB) launched its Ramadan community initiative titled "Mirak at your doorstep" in ...

Read More
News

27 Feb, 2023

Sharjah Islamic Bank launches the Joud card in cooperation with the Sharjah Charity International

prepaid card in cooperation with the Sharjah Charity International, which enjoys a list of qualitative ...

Read More
News

07 Feb, 2023

ASAS Real Estate Khorfakkan Resort Project

ASAS Real Estate, the arm of SIB, announced that Khorfakkan Resort Project sales would commence at the ...

Read More
News

17 Aug, 2021

SIB launches New Digital Account

SIB announced the launch of its new SIB Digital account, which allows customers to open an electronic ...

Read More
News

08 Mar, 2023

Sharjah Islamic Bank launches Emirates Digital Wallet’s klip in SIB Digital App

Sharjah Islamic Bank (SIB) has launched its new digital wallet offering by integrating Emirates Digital ...

Read More
News

17 Jun, 2021

SIB opening a new branch in Abu Dhabi Mall

SIB opening a new branch in Abu Dhabi Mall to develop the bank's network in the UAE SIB opens a branch ...

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News

19 May, 2022

Mohamed Abdalla is among the top 100 CEOs in the GCC countries for the second time

Sharjah Islamic Bank (SIB) announced that His Excellency Mohamed Abdalla, CEO of SIB, won the Best CEO ...

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News

20 Oct, 2020

Sharjah Islamic Bank launches the Joud card in cooperation with the Sharjah Charity International

prepaid card in cooperation with the Sharjah Charity International, which enjoys a list of qualitative ...

Read More
News

19 Jul, 2022

Sharjah Islamic Bank Launches ‘Smiles’ Covered Card Campaign Summer 2022

As part of its commitment to providing unique experiences and benefits to its customers, Sharjah Islamic ...

Read More
News

22 Mar, 2022

ASAS Real Estate launches sales of Phase II of “Mazairah”

After the success of the first phase of the Muzaira’a residential lands project, which was launched last ...

Read More
News

26 Jan, 2023

AED 651 million, a record net profit for Sharjah Islamic Bank, an increase of 27%, proposes 10% cash dividend and 5% bonus shares.

Sharjah Islamic Bank continue to achieve sustainable growth, recorded an increase of 26.6% in the net ...

Read More
News

15 Jul, 2021

Sharjah Islamic Bank executive vouches for positive ROI of CSR initiatives

Sharjah, 14th July 2021: Sharjah Islamic Bank shared its positive experience in implementing corporate ...

Read More

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