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Mastercard Lounge Access
Apr 22, 2025, 08:37 AM -
Travel Cards
Apr 7, 2025, 12:12 PM -
EROS
Mar 13, 2025, 15:00 PM -
business-banking-Premium
Dec 17, 2024, 09:27 AM -
business-banking-Platinum
Dec 17, 2024, 09:12 AM -
business-banking-Plus
Dec 17, 2024, 09:10 AM -
Excellence - Real Estate
Nov 17, 2024, 13:08 PM -
SIB Business Premium Account
Nov 13, 2024, 08:55 AM -
excellence-Personal Under Construction Property Finance
Nov 8, 2024, 11:21 AM -
Excellence - Real State Finance-Residential Finance
Nov 8, 2024, 11:21 AM -
Excellence - Personal Finance-Additional Personal Finance
Nov 8, 2024, 11:06 AM -
Excellence - Personal Finance-Travel Finance
Nov 7, 2024, 13:19 PM -
Excellence-Product Suite
Nov 6, 2024, 08:56 AM -
SIB Business Plus Account
Oct 17, 2024, 12:44 PM -
SIB Business Platinum Account
Oct 17, 2024, 12:42 PM -
Fixed Deposit Early Withdrawal Revised Charges
Oct 17, 2024, 08:01 AM -
AGMC Geely - Car Finance
Sep 26, 2024, 15:43 PM -
AGMC BMW - Car Finance
Sep 12, 2024, 16:11 PM -
Cashback Card
Sep 5, 2024, 08:30 AM -
Smiles Titanium Mastercard
Sep 5, 2024, 08:16 AM
Corporate Governance
Sharjah Islamic Bank is committed to good Corporate Governance - with well-defined shareholder rights, a solid control environment, high levels of transparency and disclosure, and an empowered Board of Directors - all of which provide the structure that guides the Sharjah Islamic Bank team to set and pursues our objectives, while reflecting on the context of the social, regulatory and market environment.
Fixed Deposit Early Withdrawal Revised Charges
As part of our ongoing effort to enhance our services, the Fixed Deposit Early Withdrawal charges will be revised and will be effective from 18 December 2024.
Early Withdrawal Charges
- Less than 30 days from booking date: 0% of the declared profit (no profit payout)
- More than 30 days from booking date: 25% of accrued profit to be paid
Corporate Governance
Sharjah Islamic Bank is committed to good Corporate Governance - with well-defined shareholder rights, a solid control environment, high levels of transparency and disclosure, and an empowered Board of Directors - all of which provide the structure that guides the Sharjah Islamic Bank team to set and pursues our objectives, while reflecting on the context of the social, regulatory and market environment.
International Transfer Fees
To enhance your banking experience, we have revised our International Transfer Fee (borne by sender “OUR”) and will be effective on 1st of June 2024.
| Category | Online & Mobile Banking | Branches | |
| Fee Borne by Sender | Excluding Japanese Yen | AED 52.5 | AED 105 |
| Fee Borne by Sender | Japanese Yen | AED 105 | AED 157.5 |
Disclaimer:
View Schedule of Fees & Charges
Corporate Governance
Sharjah Islamic Bank is committed to good Corporate Governance - with well-defined shareholder rights, a solid control environment, high levels of transparency and disclosure, and an empowered Board of Directors - all of which provide the structure that guides the Sharjah Islamic Bank team to set and pursues our objectives, while reflecting on the context of the social, regulatory and market environment.
Our commitment to unparalleled service
Product Information
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Frequently asked questions
What's the difference between Murabaha and Ijarah personal finance?
Murabaha covers finance solutions for goods, while Ijarah covers services.
Can I cover my rent payments with Personal Finance?
Yes, you can apply for our Ijarah Services solution under SIB's Personal Finance umbrella to cover rent for not only your home, but also office and commercial space.
How long does the Personal Finance application process take?
The exact processing period for applications depends on personal circumstances, but you can rest assured that our approvals are generally fast and straightforward.
How do I sign up for Online Banking?
All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.
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