Smiles World Elite Mastercard
The card that rewards, earn “Smiles” points with the unique Smiles rewards program and redeem them in a variety of ways, from airline tickets and hotel stays to electronics and gift vouchers.
Redeem your Smiles:
- Fly for free with over 300 airlines from anywhere to everywhere
- No blackout dates, no extra cash payment for taxes nor surcharges
- Free unlimited access to 1200+ airport lounges
- Free stays in over 300,000 hotels around the world
- Exclusive SIB Online Shop, Gift Vouchers & Cashback
Log on to www.sibsmiles.com to redeem instantly!
World Elite Features and Benefits
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Warning: If only the minimum repayment/payment is made each period, you will pay more in profit/fees and it will take longer to pay off your outstanding balance. Continuous failure to make the regular payments on time, will expose you to further charges (Late Payment to Charity) and may lead to further legal action by the bank. |
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Smiles Rewards
Earn 3 Smiles for every AED 2 spent internationally*- Fly for free with over 300 airlines, free stays at over 300,000 hotels, and many more
How many Smiles do you have?
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Smiles earned
this can earn me
Online Shopping
Gift Voucher
Hotel Stays
Airline Ticket
Smiles Rewards
- Earn 1.5 Smiles for every AED 2 spent locally*
- Earn 0.75 Smiles for every AED 2 spent on transactions made under Education, Utility, Government bills description
How many Smiles do you have?
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Smiles earned
this can earn me
Online Shopping
Gift Voucher
Hotel Stays
Airline Ticket
300+ airlines
Explore the world with special fares
10% Off
Cleartip.com travel discount
Mastercard Hotel Bookings
Your Mastercard unlocks up to 30% off hotel bookings
Gift vouchers & cashback
Redeem your Smiles for cashback or vouchers at your favorite stores.
Lounge access
Unlimited complimentary access to over 900 airport lounges worldwide
Cash
Withdraw up to 80% of your balance
Transfer your outstanding card balance from other banks and repay in installments
Learn more
Need urgent cash? Get "Easy Cash"
Learn More
Convert your purchases and pay in easy installments for up to 12 months.
Learn more
Add-ons and bonus features
Enjoy convenience and total peace of mind
Your Smiles World Mastercard is equipped with a wide range of exclusive features. These are specificallly designed to allow you to get down to the business of enjoying your card's many benefits – anytime, anywhere.
50,000 Bonus Smiles*
Balance transfer
24-hour call center
Easy Cash
Mastercard Offers
Easy Pay
SMS alerts
Worldwide Access
Required Documents
- Application form
- Passport & Emirates ID copy
- Valid residence visa for expats
- Salary certificate
- Salary slip
- Three months bank statement
- Application form
- Passport & Emirates ID copy
- Three months bank statement
- Valid trade license
- Memorandum of association/Partnership agreement/ Power of attorney (if applicable)
Salaried Customers:
Self Employed Customers:
What would you like to do?
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Apply for a card
Sign up by filling out an online application.
Compare Cards
We can help you choose the ideal option according to your lifestyle and needs.
Frequently asked questions
How do I sign up for Online Banking?
All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.
How can I redeem my Smiles points?
You can redeem your Smiles points for a variety of lifestyle benefits, including hotel stays, airline tickets, cashback and gift vouchers. Simply visit www.sibsmiles.com to redeem instantly.
Is World the only Smiles Card on offer?
SIB also offers the Smiles Titanium Mastercard, which has its own exclusive features. Find out more about Smiles on the Our Cards page, and compare benefits and rewards easily and conveniently.
What is a Prepaid Card?
Manage your spending and enjoy peace of mind by recharging your Prepaid Card. Enjoy retail purchases and international use, online transactions and ATM withdrawals, and a variety of card designs to choose from.
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